Humana Group Medicare PDP 105

The Humana Group Medicare PDP 105 plan has no deductible, plus coverage for preferred generics during the "coverage gap," so you have greater protection from out-of-pocket costs.

How the plan works

Humana Group Medicare PDP 105 provides extensive coverage throughout the year:

You have no annual deductible
You have low copayments for covered drugs until drug costs paid by both you and the plan reach $2,400
After your prescription costs reach $2,400, you enter the "coverage gap" – you continue to pay your predetermined copayment for preferred generics and 100 percent for all other drugs until your total out-of-pocket spending reaches $3,850
After total out-of-pocket spending reaches $3,850, Humana pays 95 percent for covered drugs and you pay 5 percent