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Personal Care Account PPO
Humana’s Personal Care Account (PCA) plans combine a low-premium, high-deductible Preferred Provider Organization (PPO) with a spending account funded by your employer. Together, these elements give you ways to find value in healthcare.
These plans are based on the IRS's approved Health Reimbursement Arrangement (HRA) guidelines. |
How a Personal Care Account PPO Works
- You use PCA funds for eligible medical expenses, including the deductible, prescription drugs, vision, and dental care. Your employer determines the kinds of expenses that are eligible.
- You have access to the full amount of your employer's contribution on the first day of the plan year.
- Once PCA funds are gone, you have to meet the remaining deductible and coinsurance requirements of the PPO plan.
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Find out more about the Personal Care Account (PCA) |
Use this side-by-side chart to compare Humana's various health plans. |
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Use our online provider directory to find out if your doctor participates in Humana’s network. |
Log in to MyHumana, your secured page, to view details about your personal health plan. |
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